Make money,We learn to make money.

by Angie Severs

You can make extra money online by promoting affiliate and reseller programs. There are hundreds and many are very well-known companies such as Walmart, Yahoo, Google, Target, And Many More.
You do not have to have your own website but if you follow through and do well, you may want one later to do even better financially.

Basically, you're selling products on commission but it does not have to cost you a thing to sell their products. You name the subject and there is a product or service out there you can promote.

Do a search for affiliate programs and you'll find hundreds.

I'm sure you've seen many products on affiliate marketing but, unfortunately, most of these products are geared to make money for the originator of the product and the ideas and recommendations are much too hard for the average person to implement.

Well, I have wonderful news for you, the average person can make money on the internet and it's not as hard as people want you to believe. It's actually very easy to do and you can advertise for free.

Paid advertisements might bring the sales in faster but you can test your product for free and if it sells well, then pay for good advertising to sell even more.

The internet allows the little guy to succeed. That's one of the wonderful things about it.

After marketing on the Internet since 1997 and falling for so many scams early on, I can tell you that I've figured it out and it's not complicated at all.

Good Product + Good Ads / Articles = Money & Profit

It's Easy Work And There's No Experience Needed

Tools Needed:

1. Computer Internet Connection

2. A Desire To Succeed

Folks, you really can do it. There's no big secrets and it's easy and free to make money on the internet.

No, you will not get rich overnight but if you apply yourself, three to six months from now, you could be making extra money. One year from now, you could be making a full-time income or more.

This article is one form of free advertising and there's many more ways to promote for free. You just have to know how and what really works.

Do a search for article writing help and adcopy help. You'll find a lot of help out there.

Several Ways To Promote For Free...

1. Write Original articles and submit them to article directories.

2. Blogs

3. Squidoo Lenses

4. Classifieds

5. Auction Ads (Can Only Be Used With Your Own Products)

All of the above will be picked up by search engines when people are searching if you choose the right keywords to use in your articles and ads.

Crash Course On Keyword Marketing:

Several of the major search engines such as Google offer research tools. Use these to come up with keywords for your article or ad titles that do not have much competition.

Example:

In Google Search, I Put "Can I Make Money On The Internet" In Quotations. Upper Right Side Of Page Showed Only 818 Results.

Then I went to the Google Adwords Keyword Tool and typed in "Can I Make Money On The Internet" but without the quotations. The term was searched for in the last month so I made that the title of this article.

It wasn't searched for a lot but with only 818 results, I have a chance to show up high on the search pages without much competition.

The keyword tool also showed advertiser competition which was very little. I could run a Paid-Per-Click advertising campaign at a very low bid.

Let's say I have a hundred articles out there and they each produce one sale per month at an average of $5.00. That's $500.00 Extra Cash.

Getting Excited?

So...Can I Make Money On The Internet? Yes! You Can. If I can, anybody can.

Learn How Today & GOOD LUCK!....

About the Author
Angie Severs
slife4u2@yahoo.com

by: Vernon Anthony Johnson

Many people today are looking to own and run their own business. To do that they mainly have three main choices.

1. Buy a franchise
2. Start from scratch to develop there own type of business.
3. Buy an existing business.

When talking about capital to start or buy a conventional business we are not talking peanuts here; all these types of businesses will most likely require a substantial sum, perhaps in the hundreds of thousands of dollars.

They will usually require staff so suitable computer expertise for accounts and wagers and also people skills in the workplace are required. There are always some problems with staff which can cause difficulties.

In a conventional business you will require premises. If you have bought an existing business then probably rates and maintenance are your two main expenses with the existing building bought with the business. If you need to rent a premise then you may require a refit for your purposes which may cost tens of thousands of dollars. This would depend on the type of business which may require certain expensive machine or electronic devices which could be various and very expensive. Then you would need computers and office furniture in varying quantities. All quite expensive items. However you look at it there are considerable costs involved when starting a business some of which will be ongoing. i.e. interest on the loan, staff wages and rent etc.

If it comes to the worst and it all goes belly up look at what you might lose? The equity which was used to finance the loan - most likely the property you live in because you couldn’t pay off the bank overdraft. The fixtures and fittings which you purchased which now would be of use to you and any equipment you purchased which may have to be sold invariably at a loss.

So you sold everything to try and pay off your debt but that wasn’t enough so you have to leave the home you loved and look for rented accommodation. Then many years later you might crawl back to where you were before the time of the crash. The statistics for new conventional type business success are not good.

In a conventional business if you need advice you usually have to pay for it although with a franchise some is available free. With a franchise I understand it does not usually include business mentoring. So if it’s new to you, you may have to pay for that help. In MLM home based business with a good company the marketing help comes as part of the deal.

Why you may ask?

Well because the MLM I am recommending is structured so that the person who does the recruiting also helps the people they recruit. In making them successful they all financially benefit. This team building is the essence of success in MLM marketing and people who have done this for a few years reap large rewards without having taken a huge gamble to raise equity.

So if we look an MLM business which costs less than $2000 initially and potentially enables you to earn hundreds of thousands of dollars a few years down the track why wouldn’t that be much more attractive to you than risking your house?

There is the company which excels in all respects and is ideal for MLM people:

? It is debt free
? Publicly listed on the NASDAQ
? Achieved 1.5 billion turnover in the first five years
? Is a global business operating in ten countries and six more 2007.
? Ranked number 5 in the 200 Best Small companies by FORBES in the US.

If we summarise the benefits then we are talking about a business which:

1. Does not require a large amount of capital
2. Does not require you to hold stock.
3. Does not require staff.
4. Does not require you to rent or buy expensive premises because you can work from home perhaps from one room set aside as your office.
5. Enables you to make an income relative to your efforts which could be in the six figure bracket after a few years.
6. Does not confine you to office hours - you can work at a time convenient to you and your family.
7. Will still function once established without loss of income if you decide to take a long holiday.

Why then would anyone wanting to start a business not want to take the least expensive option?

The MLM choice comes without all the financial risk and headaches.

You can have the same earning potential as the conventional business with total support as part of the deal.

For more information, contact Vernon Johnson

11/134 Hill Road, Runcorn, Brisbane 4113 Australia, biohealth@aapt.net.au

2. Does not require you to hold stock.
3. Does not require staff.
4. Does not require you to rent or buy expensive premises because you can work from home perhaps from one room set aside as your office.
5. Enables you to make an income relative to your efforts which could be in the six figure bracket after a few years.
6. Does not confine you to office hours - you can work at a time convenient to you and your family.
7. Will still function once established without loss of income if you decide to take a long holiday.

Why then would anyone wanting to start a business not want to take the least expensive option?

The MLM choice comes without all the financial risk and headaches.

You can have the same earning potential as the conventional business with total support as part of the deal.

For more information, contact Vernon Johnson
11/134 Hill Road, Runcorn, Brisbane 4113 Australia, biohealth@aapt.net.au


About The Author

Vernon Anthony Johnson

Former electronic engineer, professional actor. Interested in making movies and making money from home business.

Copyright © 2001-2099 - Icthus.Net Communications

By Seyi Durojaiye

There is a reason why cartoon shows like “The Simpsons” and “Family Guy” are very popular – they address the issues we don’t talk about.

I saw an episode from “Family Guy” some time ago, where Stewie had to resort to drastic measures to get his money -- won from a bet they had -- back from Brian. To summarise Stewie gave Brian 24 hours to hand over the money, and had to beat him senseless before Brian agreed to going to the bank. You can watch the clip by visiting my blog (see link below).

While I do not condone going to such extremes, I understand how Stewie felt, and am sure you will too if you have ever lent someone money. Three things (one for lending and two for borrowing) come into play when you lend or borrow money.

First, as the person doing the lending, you feel bad having to ask for your money back, you expect -- as I and most people I’ve talked to about this -- them to come to you and not the other-way round, where you have to chase / stalk them for your money.

Second, as the person doing the borrowing, you feel bad for not having the money at the agreed time and do not know how to tell the person who lent you the money your situation, resulting in an awkward situation.

The other option available to the person doing the borrowing, is to take advantage of their lender, knowing full well asking for money back is not something people do easily. It takes a lot for a lender to decide on chasing a debtor for money especially when the debtor is a friend or family member.

How do you avoid all this mess? You need to think and act like your bank. Do a credit check and only lend money you can afford to right off. If the person asking to borrow money from you fails your credit test, then say no if you want your relationship to stay intact.

I am not saying you shouldn't help someone in need, but remember this is just another money transaction, and you aim is not to lose out.

Seyi Durojaiye is a recognized authority who has lived through what he teaches. He sees himself as a student always learning in the school of life. His area of interests are thinking, creativity & money You can check out his web site, http://www.xtramonthlyincome.com, or blog at http://seyidurojaiye.blogspot.com

Article Source: http://EzineArticles.com/?expert=Seyi_Durojaiye

© 2007 EzineArticles.com - All Rights Reserved Worldwide.

By Lars Fagerliroen

What about that money? Ever gotten that view from others that you only think about money? Do not worry. Money is not the root of all evil, it is actually a good thing.

Some say that money lead to all sorts of evil actions and is the reason for many friendships going wrong. Well, I agree that it is the things that you can do with money that you should focus upon, but money in it self is no evil.

Ever witnessed a wealthy person mugging a person on the street? No, bet you have not. But those that do not have any money can rob another person to get more money, that is different, cause it is the lack of money that makes a person do such a thing.

Often we get a bad conscious thinking of money and we should not have these bad feelings since money is a natural and good thing.

Just think about all the stuff you can do with money. You can buy yourself a great home, a nice car. You can put your kids through school and give to charity. With enough money you can go on fantastic holidays abroad and visit Disneyland with your family.

What about doing good in your local neighborhood? Or give money to your local soccer team or your kids team?

There so many good things that can be done with money so money in it self is NOT a bad thing and if you ever thought that, think again.

It is the lack of money that is a bad thing and remember that you still have a life to live when you are pursuing all that cash.

Do not ever forget to live your life in your quest for more money. If you do not, you will be sitting there old and rich wondering where your life went and realizing that it is to late for you to spend all that hard earned money.

==========================================


Presented by:
Lars K Fagerliroen
http://www.intercashflow.com

Article Source: http://EzineArticles.com/?expert=Lars_Fagerliroen

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Author: Phillip Kimpo Jr.

No doubt, investing your hard-earned money is a risky business. Sure, there are investments that look like they don't carry huge risk of failure, but these won't get you huge amounts of dough. Remember -- huge risk comes with huge returns. And if you're properly informed as to the basic terms and principles of investing, chances are you'll lead yourself into financial security.

That said, why should you invest? Here are a couple of good reasons:

1) Have your money make more money for you -- and you won't have to lift a finger. Sounds great? Of course it is. It's just that some people can't afford to keep away their money, and spend them a short time after they earn it. Learn to save and invest some.

2) Beat inflation. If you wisely invest your money in places or products that give a return that surpasses the rate of inflation, your future finances are in good hands. Many experts agree that over the long term, investing in the stock market will give you returns that beat inflation.

3) You have a business? Investments are crucial to any business, whether small or big. Lessons in investment are also lessons in owning and maintaining a business -- learning the risks involved, choosing the risks to take, and keeping an eye out for lucrative opportunities. So investing doesn't just help you grow your capital and expand your business; it also teaches you how to become a successful businessman.

4) You have a family? Raising a family is hard, especially with all the costs you have to face day in and day out -- the house mortgage, the family car, appliances, and so on. The initial effort of investing part of your monthly salary can yield large sums of money later on. You can use these returns to pay the bills or buy something for your family -- even a vacation!

5) You’re in school, or paying for someone who’s in school? Education is one of the most profitable investments you can make. Tuition fees can shoot up through the years, so it's wise to be ready to support someone’s studies in the long-term. Investing in a good educational plan is a good move.

6) Assure yourself of a good future. Even if you're still young, it's better to think ahead than be sorry. Have enough money when you retire by making long-term investments. You'll be surprised to see how much you'll earn through the years, or even the decades.

7) Investing isn't that hard to do. You don’t even need to hire a professional to manage your finances -- you can do it yourself! First thing you need to do is get over the intimidation factor. Then, familiarize yourself with all the jargon and procedures, and study the various places where to invest your money.

There are many more reasons why you should invest, and you'll get to learn more about them when you take the first steps and start exploring your investment options.

Source: Free Articles from ArticlesBase.com

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By David Gikandi

According to Wallace Wattles, in his popular wealth treatise called the Science of Getting Rich, said that, "There is a science of getting rich, and it is an exact science, like algebra or arithmetic. There are certain laws which govern the process of acquiring riches, and once these laws are learned and obeyed by anyone, that person will get rich with mathematical certainty."

It is true. Those who make wealth know that it comes about by application of simple rules and principles. Those who don't make wealth don't know about these simple things, and so they assume that wealth is a result of luck or pure chance or something just as superstitious or silly.

Anthony Robbins is one of the top success coaches in the world, having coached star sports players, heads of states and Fortune 500 executives. In his Get The Edge program, he listed down 12 specific reasons he has come to observe to be the leading causes for most people's lack of wealth.

Here they are:

1. They never decide and really define, very specifically, what wealth means for them. The keyword here is specifically. Can you imagine how hard it would be to build a car or a plane without making a blueprint or sketch drawings of it first? You have to know what your target is before you go chasing after it.

2. They make wealth a moving target instead of a fixed one (this is related to point one above). Once you have your target, fix it. Don't change it until you reach it. You must accomplish each step, celebrate, and then set course for a new step, a new target.

3. They define it in a way that seems unreachable. You only achieve what you believe. No more, no less. So you must make it believable for you. Set goals that will make you move forward and stretch, but not too high that even you yourself don't believe you can. Take the biggest step you believe you can, achieve it, then take the next biggest you believe you can. This will build positive reinforcement in your self-confidence as well.

4. They never start. Ok, this is obvious. If you keep thinking about it forever, it will forever remain in the thought level. You have to act! Start somewhere, anywhere! Only after you start do you begin to get some feedback which will help you plot your course better. The aircraft has to first take off before it starts to adjust course for its destination. You must start, somewhere, anywhere, doesn't matter, just start! Act!

5. They never make it a must. Let me explain what it means to make it a must. It means marshalling all your intent, your will, your direction, into one singular flow that is directed towards your goal. All obstacles are viewed as challenges to be overcome. You will meet obstacles, and so expect it, but also expect to move forward anyways. Use your obstacles to develop strength and skills, don't run away. Find out how to go past them. Find out! There is always a way, always. And if your emotions are acting against your desire, embrace them, learn what they are, know yourself, but keep moving forward. Make it a must, and it will happen. Guaranteed. You don't know in how many steps it will take, but you know it will happen.

6. They don't have a realistic plan. If you want to do something, find out how it is done from someone who has done it before. Make a realistic plan. Copy from those who have succeeded before you. But don't throw away your intuition. Your intuition is extremely powerful once you learn how to listen to it with practice.

7. If they have a realistic plan, they never follow through on the plan. Well, if you don't follow the plan, who will?

8. They give responsibility to others ("experts") instead of to themselves. This way, they never really learn how to do it, and if there are failures they never learn why the failures happened and so they are bound to repeat them. It is a good idea to get advice, but do it yourself. At least understand it yourself even if you will delegate the actual doing.

9. They give up when they face challenges. Going through the challenges is what has made people rich, not giving up. Look, there are always challenges. So get used to that. You will only get where you wish to get to if you are willing to face the challenges along the path. All challenges are opportunities dressed in work clothes, remember that. After the challenge is over, you will discover the amazing fruit it held for you.

10. They fail to conduct their lives as a business; they never ensure that they make a profit year by year. Get a personal finance package like Quicken or Microsoft Money. you need to have budgets and cash flow statements for your personal finances and your businesses. It is easy with those software packages. If you don't keep records and track, you wont know when you are making or losing money until it is embarrassingly too late.

11. They allow other people's ideas to affect their decisions unreasonably. There will always be people who don't believe in your way, or who are pessimistic, who try to pull you down, or whatever. And they will sometimes be your closest friends and family. You cannot change that - they have a right to be who they are. It is OK. Allow them their thoughts, don't judge them for that, but don't feel obligated to accept their thoughts of follow their way. Don't allow other people, now or from the past, unreasonably affect your decisions. Allow them their way, and you live your way.

12. They don't get quality coaching. This is extremely important! Coaching is simply getting mentored by someone who has succeeded wildly in the area of your interest. Get coaching! Our education system hardly equips us for real life, so don't assume that because you went to college you are properly equipped. Hardly. You need to keep learning. The most successful people attend seminars, read books, join mastermind groups and clubs, find mentors, network, and even hire expensive personal coaches to make sure they succeed.

How many of these reasons can you identify with? Well, now that you see the reasons, you now can look at yourself and make sure that you don't follow ways that are known to not lead to wealth. Follow what works and it will work. And don't forget to enjoy yourself along the way.

David Cameron is the author of wealth and self development books such as A Happy Pocket Full of Money, showing many how to create the lives of their dreams and beyond. Download free trial ebooks, software, courses. http://www.imagesofone.com/?c=a

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By Matthew Keegan

Building wealth is as simple as saving a little bit here and a little bit there. You need not have great riches in order to accumulate wealth, but you need to have the drive, determination, and discipline to successfully increase your wealth. Let’s look at 6 proven wealth building strategies you can put to use today.

1. Pay Yourself First. If you do not set aside money before you start paying your bills, chances are you will never save any many after you pay these same bills. If your employer has a 401(k) or 403(b) plan, enroll in it and set up a reasonable percentage to invest. The money will come out before you see your paycheck, therefore the “loss” of discretionary income will be less noticeable to you. Maximize your contribution if you are able, especially if your employer matches your contribution.

2. Save Now. The earlier you start to save in your life, the more you will have later in life. Of course, if you aren’t able to save much until after your children are grown, you can step up your savings until you retire and still have a decent nest egg.

3. Get Rid of Debt. Even before you build up your savings it is best to get rid of your debt first before starting a wealth building campaign. If your credit card rate is 14% you will find it difficult to find any investment that gives you a return that exceeds that rate. It would be better for you to pay down your debt first and then implement an investment strategy.

4. Pick The Right Mortgage. If you plan on holding onto your home for a short period of time, select an adjustable rate mortgage as your rate will be lower than a fixed rate mortgage. Use the amount saved to pay down your mortgage quicker; refinance your home if rates begin to climb.

5. Build An Emergency Fund. Nothing wrecks the best laid plan more than an emergency, particularly one that costs you money. Set aside up to six months of your income to live on in case catastrophe hits. Without an emergency fund you will be tempted to take on debt, cash in your retirement accounts, and sell valuable investments. Try recovering quickly from this sort of hit to your wealth without an effective back up plan!

6. Protect Your Assets. You can have a healthy portfolio and see it disappear quickly if you are not properly insured. Make sure that your health/dental, homeowner, life, and disability insurance coverage is adequate to meet your needs. All it takes is one legal judgment against you to wipe out your assets.

Instance riches come to a few, but most riches are realized after careful planning and effective management of your resources. You can properly prepare for the days ahead by implementing these six proven wealth building strategies today.

Matthew Keegan is The Article Writer who writes on just about any and every issue imaginable. You can preview samples from his high performing site at http://www.thearticlewriter.com

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© 2007 EzineArticles.com - All Rights Reserved Worldwide.

By Jim Ferris

Your current income is probably classified as earned. If you have only limited savings and no investments in assets on which you can earn income you are not familiar with passive or portfolio income. OK - your primary goal then is to obtain or increase your asset base in order to start earning more passive income. Eventually you will move to a time when all your income is coming from passive sources. But how?

The first step you must take is to save. If you are at a stage where all your income is being used to live and pay off debt, the notion of saving is a foreign one. But you have to start building your asset base through savings. Start now because you will need time to build an appreciable assets. Setting aside a fixed amount from all your income sources will require a rigorous discipline. Only you can provide the determination to adopt this strategy and it is not easy to begin. Once established you will find it becomes much easier and after a while turns in to a positive experience and you will have the will to save more. Let's say you make the commitment to set $500 each month as savings, you need to think of this as a minimum you will save. The more you can save above this amount the better. Don't fall in to the habit of paying extra bills that have not been foreseen from savings. Find other ways to meet these obligations.

The golden rule you must follow is to pay yourself first, not last. Find ways to pay your bills from other sources (obtain extra work and think of other creative ways to get extra income - eBay for instance). Your savings are not designed to pay bills, but rather are earmarked for investments to get you out of a dull boring existence working for someone other than yourself. While these goals are designed to get you to the best possible place in as little time as possible, this doesn't mean you can't enjoy life while you get there. Just be prudent in how you spend. At the beginning, only spend for necessities. Remember the goal is your ultimate financial freedom.

The second step is to draw up a plan of what you will do once some initial financial success is yours. This is a vast subject and beyond the scope of this article.

Once you have determined what area of endeavor you will operate in, set aside time to visualize what your prospective business will look like. This will allow you to prepare for the future and to work through all the aspects that will require attention. The time span for the transition from working in a job to running your own business depends on many factors and will vary tremendously depending on the type of business you have targeted.

Once these preliminaries have been developed, do your research. Find out everything there is to know about the business you are planning. Talk to people you know who are involved in the same or a similar avenue. There is a wealth of information on the web and also in your local library. There may be seminars in your area on topics that will be germane to you. If you can, take a second job in the industry of your choice. Nothing like first hand exposure to ensure you are on the right track and to learn from others whose assets are at risk the pitfalls and the opportunities that exist.

Your learned capability plus the will to find financial security will power your drive to become wealthy. It goes without saying that there will be drawbacks. Once you have developed the ability to analyze a situation from a financial point of view you will be able to see an incredible number of opportunities in every situation. As you train yourself to review everthing that you encounter with a view to finding ways to make money, the opportunities will multiply. This ability cannot be developed overnight except in rare individuals but it can be developed over time with application and practice.

This article will be followed with a series of articles dealing with wealth building and its many aspects.

Jim Ferris is a seasoned advisor to those with poor credit history and is a frequent contributor to several financially oriented websites. If you would like to receive his free report dealing with developing a secondary income online write to him at Jim@secretsofthesuccessful.com showing wealth in the subject line. While you're there, let him know the areas you have an interest in hearing more about.

Article Source: http://EzineArticles.com/?expert=Jim_Ferris

© 2007 EzineArticles.com - All Rights Reserved Worldwide.

By Jim Ferris

You are in a dead end job, you are bored, in debt and chafing at the bit. What can you do?

You've already done the first thing necessary to changing your life to one of satisfaction and wealth building. You've recognized that you need to do something about it. No one else but you will fix the problem. So roll up your sleeves and let's get to work. What is the rat race exactly?

Each day you get up and prepare yourself for work. You shower, breakfast, change. Then travel by bus or train or drive your car to work. Work from nine to five, reverse the procedure to get home to your family and have dinner. Then you watch television or read the paper and in due course go to bed and sleep eight hours. Next day, same thing all over again. You probably have two or three weeks vacation a year, you have some sick leave allowance, you have health and other benefits. You get paid every payday and if you don't like your job, you might look for another job and go to work for another boss who hopefully will pay you more to do the same thing all over again. In short, it's a dull, boring existence. Don't you feel you are cut out for something a whole lot better?

I suspect that you find this type of life confining and ultimately soul destroying. Your time for a full life with a wide array of activities that you enjoy is very limited. There is a solution and that is to exit this kind of existence and venture into a new field - on your own!

As an employee your ability to deepen your knowledge potential is strictly limited and quite possibly is only possible in a narrow field of endeavor which may or may not be one in which you will feel fulfilled. By definition, your role as an employee will circumscribe your income growth over the term of your employment. Because of the retirement arrangements at the place of your work your income in your later years will be defined by your final income level amongst some other specific factors. If you are an average employee earning an average salary, it is unlikely that you will be able to save enough over the term of your employment to allow you to retire with a lot of options as to where you will live and what type of lifestyle you will be able to afford. In the modern world you can add fear of layoff, merger and acquisition as additional factors that may have negative repercussions for you as an employee. If you get through a normal working life to reach retirement you will probably have a level of debt that will further impinge on your ability to live in a way you would feel is free and meets all your dreams.

Unfortunately, many people who live these lives of quiet desperation never make the necessary changes to make things come out any differently. In order to get out of the rat race, you need to change your way of thinking - from working as an employee to taking control of your own time and money. This certainly does not mean you should chuck up your job tomorrow morning. But it does mean you should get started on your personal plan to learn about moneymaking activities while still continuing to work as an employee. Your first step is to determine your changed direction and to select a field of endeavor in which you can use your entrepreneurial talent to build wealth. Without the knowledge to operate in the field chosen is like diving in to a pool of dark water without knowing the depth. You can crack your head open badly if you don't perform your due diligence.

To create wealth in the shortest possible time, does not mean you can take it easy and glide in to your Shangri-LA. The decisions you will make at the beginning of this venture are critical. You will spend a lot of your limited free time in acquiring the knowledge you need and in fashioning the business you will build. The hours will be punishing at first but finally you can start to work for yourself and not for others. In due course, you will enjoy the fruits of your own labor and you will begin to build the wealth that will ultimately allow you to live the kind of life to which you aspire.

I have been on both sides of the fence, both as an employee and as an entrepreneur. The rewards of the latter far outweigh the time spent in research and development and have given me a great amount of satisfaction and substantial tangible rewards. Don't delay - start working for yourself right now!

Jim Ferris is a financial advisor who specializes in helping people developing business plans and in structuring emerging businesses for budding entrepreneurs. Jim can be reached at Jim@secretsofthesuccessful.com where you can register for the free newsletter "Secrets of the Successful"

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© 2007 EzineArticles.com - All Rights Reserved Worldwide.

By Clark Hunter

We all want to be rich and there are many ways to get rich. There is just something about the idea of having enough money not only pay all of your bills off but also to buy everything you ever dreamed of that makes us just want it. Some people want it so bad that they actually go out and make it happen while others simply dream of what it would be like to be rich. Fortunately, there are lots of different ways to get rich if you just know what they are. The following ideas have helped other s in the past get rich and it just might help you, too.

Create a Business

Entrepreneurs who can find a business opportunity in their market have a great opportunity for becoming rich if they just learn how to work it. Once an opportunity is discovered the entrepreneur needs to do some research into the target customers and find out if the business will really work. If it looks as if it will and the business opens up then the owner needs to be dedicated to the new business. Working long hours and always trying to find ways to make the business succeed will start bringing in the cash flow. Then, if the business is franchised and becomes popular nationwide or even worldwide then the owner just might find himself rich!

The Lottery

Winning the lottery is by far the easiest way to get rich although it is the longest shot of all. The reason why is the odds of actually winning are so great that the likelihood of someone cashing in is very low. But, people continue to play the lottery and people continue to win. As long as jackpots worth hundreds of millions of dollars are around you can bet that people will continue playing the lottery. If you do win then you will have really gotten rich fast and will be the object of envy.

The Internet

The Internet provides many opportunities for an individual to get rich. There are so many website businesses that gain popularity and all of a sudden they are household names and making their owners lots of money. For example, Amazon.com is a site that everyone knows about although it started out really small. That’s the way it goes with the Internet. You start small, begin marketing your site, buying links, and affiliating your self with other sties and then your own site begins to grow and prosper. With a lot of love and attention in addition to a great amount of luck your website could make you very rich. It has made many others rich and it can do the same for you.

There are of course other ways you can become rich like being a movie or sports star or inheriting the money. But, the above ways of becoming rich might be easier for you or they might not. As long as you are committed to becoming rich you can do so with a little bit of hard work.

For More Info - Ways to Get Rich

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by Akhil Shahani

Did you know that the most common cause of failure of small businesses is a shortage of cash to meet running costs? This happens because of poor cash management. Don’t let this happen to you. Take control and manage your cash effectively to minimize the risk of failure. To do this, you have to understand two fundamentals of cash management: Cash and Cash Flow. o Cash – In this context, what is meant by cash is the actual amount of money available in the bank or in the business. It does not include inventory, neither does it include receivables or fixed assets such as property.

Though these can be potentially converted to money, they are not liquid, and hence cannot be termed ready cash. In other words, cash is what you can use immediately to pay the bills and keep your business running. o Cash flow – This refers to the movement of cash in and out of a business.

Cash coming in is what you receive from customers, lenders and investors. Cash going out refers to the payments you make every month for salaries, supplies and interest to creditors. If the cash inflow exceeds the outflow, a company has a positive cash flow. A positive cash flow is a sign of good financial health. In the opposite situation, a company is said to have a negative cash flow, a problem to say the least! How do you beat this? To begin with, develop a cash flow projection. This should be a two-fold project - short-term (with a weekly or monthly periodicity) cash flow projections to help manage daily cash needs, and long-term (ranging from one to five years) cash flow projections to finance your larger business requirements.

For small businesses, the need for cash flow management is mainly to avoid extended cash shortages, a common occurrence when expenses for purchase of materials, payment of license or permit fees and wages may have to be made before the business gets paid by its customers. How can you close this cash flow gap and keep your business solvent? Shorten your cash flow conversion period by following 5 easy steps that can help bring in the money faster:

1. Collect payments promptly – Send out your invoices the same day goods are shipped, not a week or two later. Indicate on your invoice when payment is due, and specify the penalty interest for late payment.

2. Track accounts that are overdue – Actively pursue unpaid accounts. Call the companies and send reminders letting them know that their account is past due and the steps that will follow should they not pay.

3. Cut expenses as much as possible – Take a hard look at the expenses column on your cash flow chart. Are all the expenses listed in that column really necessary? Are there things you can do without? Is there anything you can find a cheaper deal on? Answers to these questions will probably end up saving you quite a few dollars.

4. Account for people not paying on time – Remember, people don’t always pay on time. In fact, they need to be reminded more than once that payment is due. When making your cash flow projection, account for the fact that it usually takes people longer to pay you than you think. In case you’re offering a long credit period, communicate with the company at least four weeks before the invoice is due to make sure it gets paid on time. You might even offer your customers a discount for paying their invoices early.

5. Project a ‘worst-case scenario’ – Always overestimate your expenses and underestimate your income. This will allow you to plan and be prepared for cash shortages. To keep your business up and running, you have to have money coming in regularly. Track your cash flow closely so that you can predict potential problems and take steps to remedy them.

Copyright © 2006-2007 GetMyArticles.com

By Mark Cella

This is a history of money and the reason a Federal Reserve Note isn't backed by gold or silver anymore. You will learn unforgettable information about money, debt and where banks get the money to fund your credit card or loan.

A History of Money and Trade

To start with a history of money and debt, we must go back many years ago when people used to trade their wares for the things they wanted and needed.

In place of money or Federal Reserve Notes, you could trade a well made pistol for a cow, which you could eat or trade a remainder of for other items like clothing.

It didn't take long for people to realize there needed to be a more efficient means of trade. If you were a farmer, it was too difficult to carry baskets of fresh corn around to trade for a new horse. And, the person selling the horse might not want any corn at all.

A History of Money and Gold

So, people used gold for cash money, which always had a stable value, to trade for the items they wanted and needed. This way the horse dealer could always trade the gold received from the farmer for the clothing he really wanted instead of having to take the corn.

In a history of money and gold, this only posed one problem. Gold was very heavy to carry and hard to conceal. In the beginning of our banking history what people would do is leave their gold with a goldsmith - http://www.fdrs.org/bnaking_history.html

The goldsmith would then give them a note, or paper money, that stated how much gold they had on deposit with the goldsmith (bank).

The farmer could then take this paper money note, say worth 50 to the horse dealer and buy a horse with it. The horse dealer could then spend this 50 paper note or go back to the goldsmith to pick up the 50 of gold that he had just acquired by selling the horse to the farmer.

Well, why would the horse dealer want to trade in the cash money note for the heavy gold, when he just wanted to trade it for clothing and food anyway. So, the note would continue to trade hands and very few people would ever go redeem it for the gold it was backed by.

It didn't take long for the goldsmith to understand this reality. So, here he is storing all of this gold for other people. Let's give it a value to make this next principle clear.

Let's say the gold he is storing is valued at 1,000 and there are 1,000 in real cash money notes backed by this real gold being circulated.

A History of Money and Loans

When many people wanted a loan for say a total of 1,000, he decided no one would notice and it would be real easy to lend them someone else's gold, well actually a funny money note which was a promise to pay gold upon redemption of the note. And, he'd only charge 10% interest.

In a history of money and loans, this caused another problem. If everyone came in to redeem their notes, there would not be enough gold to pay back everyone because there was only 1,000 in real cash money notes backed by REAL gold.

hat didn't matter to him, why not lend out to anyone who looks like they can repay? And, that year he lent out a total of 10,000 worth of newly created or you could say counterfeit, funny money notes. Oh well, who cares says the goldsmith, no one is coming in to get their gold anyway.

So, now there is 1,000 in real cash money notes backed by REAL gold, and 10,000 in funny money loans, thus 11,000 in total notes circulating. The goldsmith is charging his 10% or 1,000 per year of interest and don't forget every penny of the original counterfeited principal is his to keep. For simplicity, lets say he now stops lending!

A History of Money and Inflation

Lets look at what this causes. There is now ten times as much currency/notes floating around then there is real gold to back it. This causes the value of the original 1,000 to loose 90% of its value. Therefore to buy a horse now, it would cost 500. Thus, a history of money and INFLATION.

Everyone now has way more money then they did the year before, they feel rich. There are still the same amounts of products and services being sold, just a lot more dollars to bid for them, thus most prices go way up. This is called a boom.

Now the next thing this causes is for the 1,000 of interest and any portion paid to the principal of these loans to go directly into the goldsmith's pocket. Let's say over the course of the first year, the borrowers paid back 1,000 worth of principal and 1,000 in interest.

This means there is still 1,000 of real cash money notes backed by REAL gold. 9,000 in funny money loans outstanding, 9,000 in total notes circulating and the goldsmith has pocketed 2,000.

So, the goldsmith is now up 2,000 out of thin air, and there is now 9,000 in notes circulating which needs to pay back 9,000 owing. And the cost of everything has gone up ten fold. Now lets move forward another year.

Let's say over the course of the second year, the borrowers paid back 1,100 worth of principal and 900 in interest. There is still only 1,000 in notes backed by REAL gold. 7,900 in loans outstanding, 7,000 in total notes circulating and the goldsmith has pocketed another 2,000, totaling 4,000 thus far.

Let's say over the course of the third year, the borrowers paid back 1,200 worth of principal and 800 in interest. There is still only 1,000 in notes backed by REAL gold. 6,700 in loans outstanding, 5,000 in total notes circulating and the goldsmith has pocketed another 2,000, totaling 6,000 thus far.

A History of Money and Recession

People tighten up their spending for no apparent reason, but it is soley because there are less notes in circulation. So, prices start to fall. Businesses can't survive with the lower incomes, so they lay people off, thus giving even fewer people money to spend. And, now we have the beginning of a history of money and RECESSION.

Year four, the borrowers paid back 1,300 worth of principal and 700 in interest. There is still only 1,000 in notes backed by REAL gold. 5,400 in loans outstanding, 3,000 in total notes circulating and the goldsmith has pocketed another 2,000, totaling 8,000 thus far.

Year five, the borrowers paid back 1,400 worth of principal and 600 in interest. There is still only 1,000 in gold. 4,000 in loans outstanding, 1,000 in total notes circulating and the goldsmith has pocketed another 2,000, totaling 10,000 thus far, but 4,000 is still owed.

With only 1,000 in total notes circulating, people obviously cannot continue to pay, so there is one thing left and that is the confiscation of their assets, and the remaining 1,000 in total notes circulating. Can you say BANKRUPTCY. (which is now almost impossible)

A History of Money and the FED

Oh, I know says the goldsmith, I'll just have to keep lending this counterfeit money backed by nothing so they can work hard for me for free, and I will own every asset on this planet for free. So the goldsmith starts to lend out money again and lends out 10,000 the first year which again causes the BOOM. And, on and on it goes.

The only difference today is that there is no limit to the lending, so there's continual money being created which forces us to fight each other to get our hands on it, to pay back our own share of debt, while the price of everything skyrockets endlessly.

And, the goldsmith's are now called the Federal Reserve System and the funny money counterfeit notes are called Federal Reserve Notes. In the 1930's there was roughly 16 Billion in gold at Fort Knox, and now we owe 8,339,711,774,335.

------------------------------------------------------------------------------------
Mark Cella
Mark A. Cella, Founder of the Federal Debt Relief System. You must read this article today.
View all articles by Mark Cella

Copyright 2007 ArticleWorld.net Free Articles . All rights reserved.

by Martin Lukac

If you want your investments to be successful, you need to set a few goals. Without your goals, how do you know what you are investing for? Your goals will not only give you motivation, but they will help you assess if you are heading on the correct investment path.

By setting investment goals, you are defining why you are investing. You are establishing a time frame for your investments. By doing this, you are able to see what investments are appropriate for your goals. You are also able to check the progress of your investments to make sure that they are on track towards your investment goals.

Most people have two major investment goals. They want to have enough money to send their children to college and they are looking for a comfortable retirement in the future.

While the college educations will come before retirement, you shouldn't put off saving for retirement until last. And you shouldn't use your retirement investments for college costs. There are options for college costs, such as student loans, while retirement options are limited.

If an employer-sponsored retirement plan, such as a 401(k), is available to you, you need to be taking advantage of it. Contribute as much as possible to your plan. If you employer matches part of your contribution, it is basically free money for your future.

However, you will also need additional investments in order to have a comfortable retirement, and to meet additional goals.

Sit down and look at your goals. We will consider that you have the two main goals -- college educations and retirement. You need to look at each goal and ask yourself some questions. Can you expect any financial aid? Are student loans an option? Will the student work? Are grants and scholarships possible? These answers could lower the amount of money you would need to work towards in your education investments. Look at where you currently are and how much time you have left. How much more will you need?

The closer you get to paying for college, the more conservative your investments should become. If you have your college money invested in the stock market, you should begin pulling it out at least five years before your child's freshman year. You should look for investments with less risk during this time, such as bonds, CDs or savings accounts.

Now look at your retirement fund. How much time do you have left? How much are you currently contributing to it monthly? I know that you are probably dedicating a large chunk of your savings towards your college education goals, but you can't forget about retirement. If you can, fund both goals.

When you have to fund more than one major financial goal, it helps to be extra diligent about your spending habits. You need to make your money decisions wisely. It may be that you need to avoid large expenditures that are not necessary. Your house needing a new roof is unavoidable. But a new plasma TV for your home isn't necessary right now. That money could go a long way towards achieving both of your goals. If you are in control of your spending, it is easier to reach your goals.

And it works both ways, oddly enough. Having goals gives you a reason to control your spending. Your investments have direction and purpose. You know how much you will need and when you will need it.

Having more than one goal just means that you need to work a little bit harder. Conflicts may occur, but by managing your goals and investments, you can work them out.


About the Author
RateEmpire.com, http://www.RateEmpire.com, an internet consumer banking marketplace is a destination site of personal finance, investing, taxes and mortgage rates. RateEmpire.com provides mortgage guides and financial rates and information. RateEmpire.com also operates a financial portal #1 American Financial, found at http://www.1AmericanFinancial.com an online shopping portal #1 Shopping Online http://www.1ShoppingOnline.com

Copyright © 2006-2007 GetMyArticles.com

Dr. Steven Lee

RULE 1: WHY DO YOU INVEST? Make more money, this is the answer to most people. If your reason is to make more money, then ask yourself these three questions: 1.Is your strategy making money? 2.Is your strategy safe? 3.How to increase the profit and minimize the risk? RULE 2: HOW TO CREATE WEALTH IN STOCK MARKET WITH JUST $1,000 Let say we invest some lower price stocks with just $1,000 in the stock market, invest twice a year for short-to-medium term. If each time the return is double, you will make one million dollar cash within 5 years. If your starting capital is $20,000, after 3 years you will make one million dollar cash. If you are using the same $1,000 capital, invest twice a year, but the return is only 50%, you will make one million dollar cash after 9 years. So we can always start small. However, it is very important that we know how to select high profit and low risk stocks. RULE 3: DON'T GET OBSESSED WITH STOCKS Sitting and monitoring the market whole day long will not bring you profit. Instead, it increases pressure and misleads your judgment. RULE 4: NEVER GAMBLE 95% of the people always buy at the highest price. They don’t really know when to buy, just relying on news, rumors and tips. Only 5% of the people knows how to trade at the lowest price. That’s why 95% are losing money, only the 5% are making money. Investment Builds Wealth, Gambling Definitely Lose ! RULE 5: SAY GOODBYE TO NEWS News used to be able to predict the market trend. But not anymore, it is difficult to judge which news could actually influence the market nowadays. RULE 6: DO YOUR OWN ANALYSIS, FORGET ABOUT TIPS Before investing, ask yourself these four questions: 1.How many people have already heard about the tips before you? If many have heard about it before you, this news is already obsolete. The price is already high. 2.How long have the tips been spreading before it reaches you? The next day? 3.Who told you? Listed company director? Or friends? 4.Assuming that the tip is true, would you possibly know about it? Normally insider news is not disclosed. RULE 7: SELL YOUR STOCKS EVEN LOSING MONEY It is easier to be said than done. Sell at a loss is a difficult decision. Your heart will object, and your feeling will say "It is going to rebound, don't sell." Eventually price dropped further, causing a much tragic lost. RULE 8: DON'T JUST FOCUS ON MAKING MONEY How to protect your capital is much more important. Don’t try to make 100% profit. It is already good enough to have a 60% profit margin. RULE 9: HISTORY WILL NOT ALWAYS REPEAT Everyone expects to make some money from the stock market before Christmas, New Year, annual budget announcement or election, but the stock market is not always bullish during these events. We can say history is not always repeated. The best way is “Let the Market Lead us”. RULE 10: QUOTES FROM WARREN BUFFET There are only two rules to make money in stock market: The first rule: Never lose your money. The second rule: Never forget the first rule. RULE 11: TURN BAD STOCKS INTO GOOD STOCKS, DON’T JUST HOLD YOUR STOCKS Don’t hold your stock too long, there is a value when stocks are sold. How long have you been holding your stocks until now? Since Year 1993? 1997? Or Year 2000? Why didn't you exercise your stocks? Long term investment strategy is not practical anymore. Even the blue chips also crash when the market collapses. The best strategy is to sell the stocks that are not earning money, and reselect some good counters. Buy low, sell high for several times will earn you more than enough to compensate the lost. RULE 12: WAKE UP FROM MISTAKES Stop investing if you are not sure of when to buy or sell. Without the knowledge of investment, you are bound to lose again. This is an age of information. Investors are using knowledge, techniques and strategies to make money. Without investment knowledge, how do you protect your money? Building wealth through investing starts with securing your capital. Dr. Steven Lee (Ph.D) is # 1 Best-Selling Author of Creating Wealth in Stock Market Get your free ebook "Money Fish" from http://www.DrStevenLee.com

Copyright © 2006-2007 GetMyArticles.com

By Martin Lukac

When it comes to your finances, you really have a simple decision to make. Do you want to keep going the way you are right now? Or would you rather have money in the bank, retirement in the works and the things you really want?

If you would rather have the money over your current lifestyle, I don't blame you. But how can you get there?

There is one way -- budget. I know you probably automatically think of a miserly person who is a tightwad when you think of frugal living. But it really is the key to getting everything you want out of life.

The definition of frugal living is that you get it for less. Not that you don't get it at all. Just that you get it at a lower cost. All too often people assume that budgeting and frugal living are only for poor, low income families. But even the wealthiest companies budget and practice frugality.

So start looking at it in a different way. A budget and frugal living is a business decision that gets you where you want to be. It is simply a way to organize and manage your finances.

We often get caught up in wanting more. We want new cars, designer houses and the trendiest clothing. We don't want to seem like we aren't rolling in dough, so we spend our money on the things we think reflect wealth. And above all, we don't want to appear as if we have no money.

But that spending carelessly actually results in having no money. You might feel good temporarily, but one day you will realize that you have no wealth at all. No savings. No investments. No retirement. Only debt and living paycheck to paycheck.

Wealth has nothing to do with how much you make. It is how much you accumulate. Companies that make millions are not wealthy if they spend billions. The same goes for the everyday consumer. A wealthy person saves their money and makes wise financial investments. They budget and spend in a frugal manner. In the long run, their goals are fulfilled.

Those that spend on everything they want when they want it aren't left with very much at all. But debt.

So you have to make the decision. Your income doesn't matter. It is how much you spend. It is in your budgeting and frugal living. Ask yourself which you would rather have: that brand new leather furniture or a comfortable retirement? Sometimes you have to make these decisions. However, with wise saving you could have both -- just not right now.

You have to set goals for your family. Do you want to retire? Send your kids to college? Where do you want to be in 10 years? Do you want to lower your bills and reduce your debt? Do you want more time with your family and less time stressing over your financial situation?

Figure out what your priorities and goals are. You have to want to reach these goals before budgeting and financial planning will work for you. Take the time to see how changing your finances could change your life. Then start on the road to successful financial management.

RateEmpire.com, http://www.RateEmpire.com, an internet consumer banking marketplace is a destination site of personal finance, investing, taxes and mortgage rates. RateEmpire.com provides mortgage guides and financial rates and information. RateEmpire.com also operates a financial portal #1 American Financial, found at http://www.1AmericanFinancial.com and mortgage rate shopping portal http://www.1MortgageQuotes.com



Article Source: http://EzineArticles.com/?expert=Martin_Lukac

By Karen Cook

Do you have a blog? Maybe you have more than one. It may just be a vehicle to publish your personal views. Or you may have set up a blog to make money.

Maybe you don't have a blog yet. You've been thinking of starting one because it's all you keep hearing about and you want to get in on this cultural phenomenon. You just are not sure how to go about setting a blog up. After all, it wasn't too long ago that you didn't know what or who a "blog" was!

Either way, I've noticed bloggers seem to take advantage of AdSense. That tells us the blogger wants to receive payment from Google. Who among us can say NO to having our incomes supplemented?

What if there was a new and one-of-a-kind way to make money with your blog? What if it was easy to set up? So easy, total newbies are doing it!

There are simple steps to follow setting up your new blog...

1. Choose your target market.

Obviously, it will be a niche you are interested in. A hobby or a subject where you have special knowledge. This is important. After all, you don't want to work in doing something that gives you zero interest.

This system offers you a choice of over 25 million markets! The most time you will spend on setting up your blog will be the time it takes you to decide which markets you want to pursue.

2. Set up your blog.

(Blogger.com offers you a free service) With this software, as soon as you have selected the products you want on your blog, you simply press BUILD and voila! Your very own store/boutique is automatically created for you!

The best part? Your blog will be unique! Nobody, nowhere, will have a store like yours. You'll be thrilled when you see what you can achieve with this software.

And, you don't have to stop with only one shop. Build more. Go crazy with your piece of virtual real estate.

3. Turn traffic into money.

Each page of your store will target different keywords. Meaning, better search engine rankings. How? Because you now have content-rich pages which search engines love! And...it's constantly changing as products are bought and new stock added. Search engines will love you.

When visitors are attracted to your blog, they will be funneled through to the products they are interested in. You will be paid commissions on the products your visitors purchase. Plus, they have the bonus of a pleasurable shopping experience. Who can say that for the mall?

So, whether you have a blog for fun or profit, this newly-developed system deserves your attention.

(c) 2007 Karen Cook

Live demo! Case studies! Everything you need to know to have a one-of-a-kind blog! Go here now...http://addebay.blogspot.com

Karen Cook works in a Public Library where she helps patrons with their blogs.

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by Sharon White

A very important point to keep in mind with pay per click is you must test, test, and test some more. Don't start off with a major investment. Start with the minimum and see how the search engine performs in terms of the traffic it delivers and how well that traffic converts into paying customers.An essential part of your testing is having a method in place that allows you to track your return on money invested.

. What Is Pay Per Click?Pay per click advertising on search engines allows you choose keywords you would like your site to appear for when a search is performed. You decide how much you are willing to pay each time a person clicks on the search results. The more you are willing to pay per click, the higher your site will appear in the results for the keywords you choose.

2. Which Search Engines Allow Pay Per Click Advertising?There are hundreds of pay per click search engines.

Generally, the larger the pay per click search engine, the more you will have to bid to get to the top for your keywords. This is why it is worth investigating different search engines to find what it would cost to bid on your keywords and how much traffic they draw.

The largest companies in the pay per click industry are Yahoo! and Google. Google is not a pay per click search engine, but it does provide pay per click advertising in text ad boxes to the right of search results it delivers. It also delivers pay per click ads to other content sites.

To find more pay per click search engines, take a look at those listed in the box in the right column of this page.

These pay per click search engines are not as large as Overture and Google, but they are worth a look. As mentioned above, one advantage these search engines can provide is they generally have lower costs per click to rank for a keyword than the larger search engines.

In addition to the general pay per click search engines, you may also be able to find thematic search engines that serve your industry or specifically cater to your target audience. 3. Important ConsiderationsA very important point to keep in mind with pay per click is you must test, test, and test some more. Don't start off with a major investment. Start with the minimum and see how the search engine performs in terms of the traffic it delivers and how well that traffic converts into paying customers.

An essential part of your testing is having a method in place that allows you to track your return on money invested.

For example, if your goal is to bring in new subscribers to your newsletter, you could direct visitors arriving from your pay per click link to a subscription form set up just for them. You can then monitor how many clicks actually result in a new subscription. As such, you will know how much you are paying for each new subscriber.

Before spending any money with a pay per click search engine, be sure they can answer the following questions:

1. How many searches a month are performed at the search engine?

2. What major search partners or affiliates does the search engine have?

3. How many searches are generated each month by the search partners or affiliates?

4.Is it possible to opt out of having your listing appear in the results of the affiliate sites?

5. What fraud prevention mechanisms are in place?

6. What is the procedure for filing a "fraudulent clicks" report?

7.Will an account be credited for fraudulent clicks discovered?

8. Is it possible to opt out of having a listing appear for searches originating from specific countries?

9. Is there a posted terms of service for search partners or affiliates.

Look for search engines that have very strict guidelines for dealing with their search affiliates. This is important because you want to be sure the search engine is working hard to prevent fraud among its affiliates.

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by Jason Willkomm

A few simple ideas, when understood fully, lead people down the road to financial independence and wealth. You need to understand the difference between and asset and a liability. You need to understand the difference between earned income and passive income. You need to understand the three basic cash flow patterns. Finally, you need to understand how your focus in life ties it all together.
The Poor Cash Flow Pattern

In order to understand the three basic cash flow patterns, you must first understand the difference between an asset and a liability. When you stop working for money, an asset is something that will put money in your pocket every month. A liability is something that will take money out of your pocket every month. This idea touches on the difference between earned income and passive income.

The first basic cash flow pattern is the poor cash flow pattern. Before most people even learn about money they want things, and so they learn first to work FOR money. As their income is earned it is just as quickly spent on their list of wanted items. The poor cash flow pattern has earned income flowing in and entirely back out to expenses. It does not matter if you have a sizeable income, because money does not make you rich or poor. Money is just a tool. It is how you are managing the tool (money) that determines whether you become rich or poor. Even with a substantial income you are still poor as long as your focus is only to earn your income and pay your expenses.

You may make $500,000 a year, you may have enough income to cover all of your expenses, but if you were to stop working for money you would quickly realize that you are poor, and the idea that you were not was just a temporary illusion.

The Middle-Class Cash Flow Pattern

Eventually people get tired of this routine and begin to gain better understanding and control over their expenses. Enough time spent focused on working for money may produce extra income in the way of a raise or a promotion.

Most people still have not spent any time to financially educate themselves, so they don't know what to do with the extra money. They don't have any ideas of their own about financing their retirement, either. The extra money is usually used to buy a newer car, a bigger house, and anything left over usually accumulates as savings. Eventually most are sold on putting the extra money into a portfolio for their retirement, usually consisting of mutual funds.

These purchases make life more comfortable, and so feel like assets...but they create an expense every month for a very long period of time. The misunderstanding is made worse by bankers who ask you to list your cars and home as assets against loans. By definition, these purchases are liabilities.

So the middle class work for money and, because they don't know what else to do, they flow their cash into long-term liabilities that improve their short term situations. The debt from these spending habits often become the very reason they cannot escape the slavery of working for money. The middle class cash flow pattern has earned income flowing in, than back out to liabilities (which many THINK are assets). Left over income is used to fund a portfolio for retirement.

The Wealthy Cash Flow Pattern

A change of focus to passive income leads people down the path to a wealthy cash flow pattern. When you look at the pattern of the wealthy you may notice- they do not get their income from a job. Their cash flows in from assets.

Imagine spending your time figuring out a process that will automatically produce some income for you every month. Now imagine duplicating and improving upon that process until it automatically produces your ENTIRE income every month. Finally, you will stop working for money. That process is a business, and that income is a passive income.

From that point forward you will be financially independent. You will not work for money, you will have money working for you. It might take you 2, 3, or even 5 years to establish a system to that point, but once you do you can retire. Once you retire, you have all of your time to spend however you like.

This is the reason understanding the three basic cash flow patterns is so important. These patterns demonstrate the reason why you can become financially independent in just a few years working at a seven dollar an hour job. Your biggest obstacle in the beginning is controlling your expenses and changing your focus from earned income to passive income. Once you have become committed to these fundamental ideas, only persistence stands between you and great wealth.

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ABOUT THE AUTHOR


Hi, my name is Jason. After years of feeling like I was never cut out to be an employee and trying to figure out money, the answers finally began making sense to me one day. Once I understood a couple of basic ideas, my financial situation changed to financial independence very quickly. Inside I share some of those important ideas.

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by Jim Young

Here are 4 key trends that will greatly benefit internet home businesses:

Trend #1: The Exponential Growth of the Internet.
This is no secret - however here are some of the results from a research report by eTForecasts:
By the end of 2005 the number of worldwide Internet users will double to 1.12 BILLION. This is staggering! This means 1.12 Billion people (and growing) who will be searching for information, products, and opportunities online. This means 1.12 billion people that you can reach by the internet.

Market Reach: If only 0.1% of them want to "escape the rat race", and you offer them the opportunity to do just that, you'll have 1.12 MILLION potential customers.

Trend #2: The Growth of Home-Based Businesses.
"It is anticipated that by the year 2005, 50% of the households in the United States will be involved in a home-based business."
- Newsweek Magazine

Home-based business is a $427 Billion a year industry. That's more than the pharmaceutical industry, food industry, and consumer goods industry - combined! How? Because of the sheer numbers of people in business for themselves who are now working from home. The extremely low start-up costs, flexible hours, and the Internet are fueling the growth of the home business segment. By 2005 as many as 150 Million people (in North America alone!) will be enjoying the freedom and benefits of owning their own Internet business.

Trend #3: Better Systems Make Internet Businesses Easier to Setup and Run.
With the growth and improvement of technology, business systems are getting better and better at producing turnkey, effective solutions for people to become successful at a faster rate. Systems are key for business duplication, allowing even those with basic computer skills the ability to achieve success AND MORE IMPORTANTLY, for their recruits to duplicate that success.

Trend #4: The Growth of Network Marketing as a Way to Generate Passive Income.
If I had to do it all over again, rather than build an old style type of business, I would have started building a Network Marketing business.
- Robert T. Kiyosaki, Author of "Rich Dad Poor Dad".

Robert Kiyosaki recognized network marketing is an effective, powerful way to move products and services. Network marketing greatly utilizes LEVERAGE, which is the what makes network marketing such an effective business model. People can now make more money in a shorter time, not relying solely on their own efforts, but the efforts of a team. Network Marketing has the BEST leverage power in generating passive income.

CONCLUSION:
The growth of the Internet coupled with powerful network marketing systems empowers individuals with even basic skills the ability to acquire financial freedom through an Internet-based home business!

Make the right choice!

Warm Regards,

Jim Young

AcquireYourFreedom.com

Source: Free Articles from ArticlesFactory.com


ABOUT THE AUTHOR


Jim Young is a successful Online Network Marketer who believes that combining Internet with Network Marketing System will result in a really powerful passive income generator.